Rebuilding after a natural disaster, such as a hurricane or tornado, can be a daunting task. With Miami-Dade approved Quad-Lock ICFs you can quickly rebuild bunker-strong and ultra-efficient building shells that increase occupant safety, health & comfort, significantly reduce costs of insurance, and cut their environmental footprint & energy costs.
Sample Calculation: - Borrower finances 100% of Building Upgrades - 4.25% 30-year mortgage |
Traditional Home & Mortgage |
Quad-Lock Home & Energy-Efficient Mortgage |
---|---|---|
Resilience, Energy, IEQ Upgrade Costs | - | $30,000 |
Home Value | $300,000 | $330,000 |
Down Payment | $66,000 | $66,000 |
Mortgage Amount | $234,000 | $264,000 |
Monthly Mortgage Payment (P & I) | $1,151 | $1,299 |
Monthly Heating & Cooling Cost | $300 | $150 |
Monthly Insurance Cost | $400 | $150* |
Total Monthly Payments | $1,851 | $1,599 |
MONTHLY SAVINGS | - | $252 |
A much Better Building for $3,000 less per year with the upgrades paid for! |
* Insurance Discounts require proof / certification of loss mitigation
Contact Us to get startedCourtesy IBHS' FORTIFIED™
Courtesy IBHS' FORTIFIED™
Contact Us to get startedFORTIFIED™: Resilience Standard for Insurance Incentives
FLASH® Federal Alliance for Safe Homes
Build disaster-proof before storms strike, not afterward
Concrete House Stands up to Katrina (FEMA report)
Award-Winning Projects:
College Library - a disaster relief shelter, Bahamas
Elevated Floors to Rebuild School hit by Katrina, LA
More Info on Disaster Resistant Buildings:
FEMA Home Builder's Guide to Coastal Construction
The tornado-proof home: is it possible? Washington Post article
Disaster-Resistant Replacement Homes by ICF Builder magazine
Safe Rooms and FEMA Safe Room Resources
Tornado-Resistant Concrete Houses by engineers Kenneth A. Luttrell and Joseph C. E. Warnes